You have customers that need products or services, but don’t have the cash or credit to purchase and no where to turn – they’re in a time of need.

We can step in on their behalf. We approve over 80% of all applicants for up to $5,000.

Financing Has Never been so easy!

We take the headache out of financing, so you can focus on your business. We have an industry-leading technology platform that pretty much does everything for you! Click here to see if you qualify as a new Surepay partner!

Frequently Asked Questions

For most merchants, the service is free. We may apply a small fee (similar to a credit card processing fee) in some situations, depending on the merchant.

Clients typically apply by clicking a link on their phone or email. The merchant generally provides this link through the Surepay portal, which is provided upon merchant account activation. Nearly 80% of all new clients will be instantly approved, some of which may be conditionally approved and will require the client to gather additional documentation or verbal verification prior to final approval.

Clients may be approved from $300.00 to $5,000.00. Amount of approval is dependent upon factors including income, banking history, credit history, length of employment, verification of contact information, etc.

On average, Surepay will fund your account within 24 hours if the transaction occurs before 5PM (MST). We fund Monday-Friday. Contracts processed on Saturday and Sunday will be processed the following business day.

Surepay is committed to provide your business with world-class customer service! Here are just a few of the differences.

  • Cost to the Client. Most rent-to-own companies will charge the full amount of the loan once it goes past 100 days. Surepay will only ever charge accrued interest (finance charge).
  • Merchant Loyalty. We won’t ever shop your customer to a different merchant without your permission or the clients permission. Many rent-to-own shops allow the customer to shop around to different merchants.
  • Cutting-Edge Technology. We offer instant online approvals for up to 80% of all applicants. Our e-signature process has the fewest clicks and is one of the most streamlined in the industry.
  • Taxes. Most rent-to-own solutions will require you (the merchant) to run a separate tax transaction (since a rent-to-own solution CANNOT finance the tax). We allow you to include all taxes in the loan itself (does not need to be separated…we can finance taxes, shipping, handling, everything).
  • Retail Installment Contract vs. Loans or Leases. Since we provide Retail Installment Contracts, we can support businesses that offer services as well as selling goods or products. The client “owns” the product immediately following the transaction.
  • Customer Support. At Surepay we provide the friendliest and most knowledgeable customer support. We offer direct support, a customer portal and many other channels of communication so that we can help you at your convenience.
  • Free Customized POP. We provide current and customized POP material to your store free of cost! This means more loyal customers and more sales for your store
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